The market for skin care for men is increasing rapidly because men are becoming increasingly aware of their looks. Although those who would like to be known as ‘macho’ will not admit to it, they too are using male skin care products. Not every woman likes the scruffy look, and men are finding that caring for their skin can help them win the woman of their dreams.However, there are limits to what they will do to improve the way they look, and how their skin feels to their partner, and they tend not to focus too much on skin care treatments. That is the reason for skin care products for men being very easy and quick to use, just before they rush off to work or a disco.Women try to look good for work, while men don’t bother unless…there is a woman they like, when they will do whatever is necessary! However, a man will still be looking for something they can just quickly splash or smooth on without it taking up too much of their precious time. What are the forms of skin care products that men would use?Shaving ProductsThe most obvious are shaving products because, while make-up is what women do to get ready for a night out, shaving is what men do. They will either have clean, smooth face, wear so-called ‘designer stubble’ that women tend to refer to as ‘sandpaper-skin’ or even a beard or moustache, though these have lost their popularity in recent years.If you check out all the guys around you, you will see that most of them are smooth-shaven while the rest have ‘designer’ stubble more akin to sandpaper. Not that the ‘sandpaper look’ should be knocked, of course, because it does attract some women, but that doesn’t mean that they should neglect the health of their skin, and that could certainly be improved by using the appropriate skin care for men.Among the shaving products you can use are mousses and creams, and you acn also get dry shaving lotions for electric razors. After-shave products include skin conditioners, perfumed lotions and fragrances. None of them are difficult to apply and they only take a moment to do so – so they won’t hold you up! Their advantages are well worth the short time it takes to apply them!Skin Care ProductsSo let’s talk about you now and not the other guys that could end up losers if they don’t follow your lead. There are more skin care products for men other than just shaving lotions. The dead skin cells on your face can be removed using face scrubs, and the new skin underneath can come through and give you a new, fresh and glowing look, and make you look years younger which is what women like – women like that. They can make you look years younger.There are also tonics available that remove excess skin oil (sebum) from your face and protect you from getting whiteheads and blackheads due to your pores blocking up with dead skin cells and oil. Most women would prefer their men to have smooth, fresh, clean skin rather than a face covered in pimples or oil. Every cosmetics company markets its own skin care products, Another type of product that can be very successful with a man is shea butter, in particular those men that are exposed to outside weather conditions can can be damaging to their skin, such as strong sunlight, heavy rain that washes off their natural oils, and drying winds. By using a shea butter product you skin will retain its moisture and feel really smooth when your opponent’s skin has dried up and feels really rough. Believe me – that is not what girls like.Although men are not under the same pressure as women to look after their skin properly, and likely feel it a waste to spend money on skin care products for men, they will eventually regret it in a few years time. Many men believe that they are being macho by not using these types of products, but the cosmetics houses did not develop them without there being a market for them and the fact is that men’s skin needs more looking after than that of a woman!You are more liable to be exposed to pollution and other chemicals while at work, and to be out in the rain, hail and snow. Skin care products for men are made with that difference in mind, which is the reason for the skin care products used by women having little effect on you. You men must have your own skin care products: each sex is different, their skins being just as different as any other parts of their bodies.It’s one thing wanting a woman to admire you from a distance, but quite another if you want her real close to you – that’s when the state of your skin is very important. You will be able to get ahead of the guys that don’t use anything by splashing or smoothing on any of these scented products for skin care meant for men – and they certainly do what it says on the tin. Definitely!
Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing
Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.
One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.
Business Loans In Canada
Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.
1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general
2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing
3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company
Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!
A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!
When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.
How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.
Three basics always emerge when it comes to your search for the right business capital and financing.
1. The amount of financing you need
2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders
3. How the financing is structured to be manageable with your day to day operations
What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business
Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:
A/R Financing / Factoring / Confidential Receivable Finance
Inventory finance / floor planning / retail inventory
Working Capital term loans
Unsecured cash flow loans
Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.
Royalty finance
Asset based non bank business lines of credit
Tax credit financing (SR&ED bridge loans)
Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.
Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.
If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.
Stan has had a successful career with some of the world’s largest and most successful corporations.
His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.
US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent
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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.
Source: Comex
Nasdaq Top Gainers and Losers
Source: Nasdaq
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined.