Nutrition – An Online Educational Opportunity

Today nutrition makes up a huge part of society and a continual focus on being healthy dominates many areas of commercial life. A continual effort from doctors and commercial health push the high benefits of having a balanced nutritional diet. For this reason more online colleges are offering degree distinctions in nutrition. New opportunities to gain an education from an accredited online college are increasingly becoming more prevalent for prospective students.Individuals who have an interest in nutritional health have a wide range of degree programs to choose from that can be obtained online.

Individuals educated in nutrition help their client’s gain the understanding that a person’s health is directly related to what a person puts into their body.
The increased awareness of health related to nutrition has sparked people to completely eliminate trans fat from their diets, and fast food restaurants are now required to put nutritional facts on their food labels.
Nutritionists in a variety of jobs help people understand the link and medical impact of a good or bad nutritional diet. They introduce the facts related to nutrition to help people spark a healthy change in the way they live their life related to food.
Online opportunities provide prospective students with the ability to obtain a bachelor’s degree and master’s degree.
Doctorate programs in nutrition are relatively new to online study. However, more colleges are adding this degree distinction because of the popularity of the field.
Most careers if not all require a nutritionist to have gained at least a bachelor’s degree program. A bachelor’s degree usually requires a student to study a variety of areas within the industry. These areas can include food, nutrition, dietetics, and more.
Nutritionists will learn how to help individuals one on one or create a nutritional program for a group of people.
A bachelor’s program in nutrition or holistic nutrition can be earned from a wide range of colleges online.
The general requirement for this degree may require around 120 credit hours. Typically credit hours are broken up into two sections. The sections may require a student to take 60 credit hours of general education and 60 hours or core courses specifically for the degree.
A course that can be taken is nutrition for women. Through this course students will learn the dietary needs of women by examining the vitamins, minerals, and herbs that specifically affect women and their health. The course will dive into the role of essential fats and ideal amounts of vitamins and minerals for women on a daily balanced nutritional diet. Other courses may include detoxification, weight loss, fitness, weight management, and more.
Bachelor’s degree holders in nutrition have more opportunities to gain a higher-level degree from home. Many students go on to gain a master’s degree in human nutrition to not only increase their career options but income as well. Students are typically required to complete around 35 credit hours to graduate a master’s program. Programs at this level help students prepare for their career by helping them understand how to utilize and apply nutritional procedures within the industry.Every degree distinction online prepares students with in depth knowledge on how to help individuals with their nutritional diet. Graduated students will be prepared in a number of ways to be successful within their chosen career. Start your education today by utilizing an accredited online degree in nutrition to help you reach your personal career goals. Accredited programs can give students the quality education they desire by earning accreditation from an agency like the Distance Education and training Council (www.DETC.org) and other agencies.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org.

Debt Management UK – Time Tested Formula For Freedom From Debts

UK residents seem to enjoy a strange relationship with debts. While they cannot do with a large debt load over their shoulders, they also cannot do without incurring them for long. If a survey is to be taken out of the most rash spenders, then the Britishers are sure to rank highly. Without ever thinking about where the expenditures will be met from, people go on spending and spending. Debt management in the UK is a set of techniques and processes through which an attempt is made to give a break to the reign of debts.Debt management plays both an active as well as an advisory role in the UK. As part of the active role, the job of debt management UK will be to counter debts that have already been incurred. The techniques employed for this purpose include debt consolidation loans, debt consolidation mortgage, home equity loans, and debt consolidation through remortgage. The advisory role of debt management involves informing borrowers of ways to avoid debts. Debt counselling and credit counselling are employed to give debt sense to people.The roles may differ in terms of the period within which the benefit will become visible. While the results of debt consolidations loans are immediately visible, the impact of debt counselling will take time to come on the scene.With the pressure of creditors building up against individual, the first priority of debt management UK will be to relieve borrowers of debts. The process of settling debts is known as debt consolidation. It derives name from a sub-process that involves consolidating or clustering debts. From this stage onwards, it is the loan provider who assumes responsibilities of eliminating debts. Borrowers may or may not exercise this benefit since it is optional. However, given the relative inexperience of borrowers, it will be advisable to allow debt consolidation loan provider to settle debts.Debt management agencies have gained expertise in debt elimination through years of work in the field. When debts become unmanageable, borrowers are left with not much scope but to surrender to debt consolidation loans. On the other hand, there are borrowers who are confused about how debt consolidation loans will help when it is just another debt. The essence of debt management lies in the timing. The debts that are increasing your stress levels would demand immediate payment. Conversely, debt consolidation loan needs to be repaid over a period of 5 to 25 years. This means that the borrower has sufficient time to plan repayment.Loan provider’s participation in the debt consolidation process is limited to debt consolidation loans. Other debt management techniques, namely debt consolidation mortgages and home equity loans, may not include this facility. Consequently, expert advice and guidance for free is the chief attraction of debt consolidation loans. Borrowers however will make their choice of debt consolidation technique after considering many other factors.Cost of debt management technique will be given prominence during search. Debt consolidation mortgage, which is second mortgage, allows debt management at the rates of mortgage. Debt consolidation loans too garner funds at cheaper rates if the borrower agrees to serve some collateral. Since there is very little risk to cover in secured debt consolidation loan, these carry very low rates of interests.Debt consolidation loan and debt consolidation mortgage do not guarantee a life-long riddance from debts. They can at the best rid borrowers of debts at a particular point of time. For a life-long freedom from debts, the advisory role of debt management will be of immense help. Debt counselling is not merely informing borrowers of certain debt management tips. Debt management tips must be supported with sufficient examples. The manner in which borrower is counselled will have sufficient impact on the advice intake of borrowers. The counsellor must try to be as practical as possible. Debt counselling involves helping borrowers in implementing debt management tips and rescuing them from dead ends.Debt management, as is clearly visible has a very wide scope. However, a very thin line demarcates benefits of debt management from its drawbacks. One wrong step on debt management, and the very benefits that one boasted of can turn into drawbacks. Consequently, borrowers need to keep their eyes open, particularly on the debt elimination techniques like debt consolidation loans. Debt counselling too need not be taken lightly, since they also can backfire at times when incorrect tips are implemented.

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
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By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.