What About Liquid Nutrition?

It is proved that we get our necessary energy and stamina from liquid vitamins. It is not necessary for liquid vitamins to be expensive. Liquid nutritionals are available in lots in fresh fruit and vegetable juice. It is essential that both fruits and vegetables have to be mixed in the right combination to get the required nutrition for our body. Research shows that the effect of liquid nutrition supplement on our body is amazing as our body gets recharged immediately after the intake of liquid nutrition supplements.Liquid vitamin supplements can be in the form of an enriched drink. They are basically thick like milk and are available easily in the market. Drinks are available in different flavors. This is also available in powder form which has to be mixed either with milk or water. It is proved that liquid nutrition gets digested easily so that the vitamins and minerals found in the liquid nutrition are absorbed at a faster rate.Liquid nutritional supplements are beneficial for those people who are not getting the right amount of nutrition from their regular food. For those having medical conditions like chemotherapy find it difficult to consume solid food, so it is not only easy to drink liquid nutrition but also it supplies the necessary vitamins and minerals for the body. Some may have sensitive throat which gets affected often. In such situation it will be difficult for them to consume food. At such situation liquid nutrition will be of great help as it helps them to get the required nutrition for their body.Liquid nutritionals can be incorporated in our daily diet so that our body gets the right amount of vitamins on a daily basis. Liquid nutrition is very essential for those people who are undergoing certain treatment or in the stage of combating a disease.

Web Hosting Options For E-Commerce Businesses

Most people have begun to consider the popularity of E-Commerce businesses nowadays. This is due to the fact that the online world is beginning to expand as time passes by. Furthermore, the market within the World Wide Web is growing at a pace that cannot be matched. Because of the increasing demand for an E-commerce website, here are some elements that must be considered before creating a website for an e-commerce business.Memorable IdentityThe very first element that must be considered is the website’s identity. Most customers would prefer websites that are easy to remember. The domain registration regarding the upcoming website is very vital in this element. With a good choice of domain or URL, an e-commerce website will surely be visited frequently.Perfect Host or Server The second thing that most people consider is their website host. Web hosting is very important in creating any kind of website since it affects both the capital, layout, features, and expenses of maintaining the site. Nevertheless, most people are given with different kind of hosting for their e-commerce website. There are some developers that choose reseller hosting while some would prefer the cloud hosting for their website. This is very important since the features and efficiency of the e-commerce website would depend upon the kind of hosting that was chosen. With the correct choice regarding the host for an e-commerce website, customers will surely benefit from the features of both the website and the web host.Although a lot of hosting sites were available all over the market, owning a web server is far more preferable for huge companies. Aside from having their own dedicated server, they will also benefit from a more secured connection online while assuring the stability if the server will be maintained appropriately. Still, small or starting businesses will find this very expensive; hence, a host for their e-commerce website suits them more.Trusted Communication and Payment MethodsFor an e-commerce website, electronic communication is very vital. Furthermore, a transaction for a kind of website implies an online transaction. In other words, sending electronic mails will be frequent for such type of website. This is the reason why most people choose an email hosting that is generally trusted when it comes to security and efficiency.A trusted host for an e-mail will surely add more legitimacy for a certain website. Developers must never disregard the fact that most customers desire for private communication since they will be providing private information such address, bank accounts, or credit card numbers. In other words, a trusted e-mail at first glance will affect their trust over the website.With regards to payment or transactions over the website, some people would choose to have a different email for business transaction. In this manner, a business email hosting site is necessary. Such kind of host would allow people to have their email under the extension of their website’s domain. With this kind of email, customers will be ensured that all information they have provided are secured and protected within the well-established website of e-commerce businesses.
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Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?

There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.

In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.

But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.

Different Types of Financing

One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.

Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.

But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.

Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.

Alternative Financing Solutions

But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:

1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.

2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.

3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.

In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:

It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.
It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.

A Precious Commodity

Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).

Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.

Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?